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2 Reasons Why You Might Need An Insurance Claims Lawyer

2 Reasons Why You Might Need An Insurance Claims Lawyer

After dealing with insurers and insurance claims, most people don’t want to ever go through the ordeals again. That’s not to say the situations are bad every time, but many times, they are. As such, if you want to avoid headaches altogether, it’s probably not a bad idea to hire insurance claims lawyers in Maryland as soon as a circumstance presents itself.

However, you don’t necessarily have to go that route. Rather, you could wait until an insurance company gives you a reason to hire insurance claims lawyers in Maryland. In other words, you can go it alone and wait until representatives begin acting irrationally before lawyering up. So, what types of things might happen? Well, that depends, but if your interest is piqued, stick around and read on to learn more. The following are two scenarios that could cause you to hire an attorney.

A Denied Injury Claim

Let’s say that a friend gets seriously hurt after tripping over an uneven sidewalk leading up to your front porch. You knew about the problem and had been planning on fixing it for quite some time but just never got around to it. Luckily, you have a homeowner’s insurance policy, though. Hence, your guest files a claim against it to pay for their medical expenses, cover their lost wages, and whatnot, but the insurer denies the claim because your agent failed to correctly fill out your renewal forms. That would be a form of negligence by the representative, so you should be all-in on hiring a lawyer. They’ll get the claim through, take care of your friend, and ensure that you aren’t left on the hook for the expenses. 

A Low-Ball Offer After A Crash Means You Should Call Insurance Claims Lawyers

Insurers are notorious for offering victims low-ball settlements after crashes. Hence, if you have a full coverage auto insurance policy and it’s supposed to pay for all your damages following a collision with an uninsured motorist, but instead, a representative says they’ll pay you this much and not a cent more. Well, it’s great that they’re willing to pay, but the amount won’t even cover the dents and dings to your ride. As such, the costs of your injuries are entirely out of the question. So when an insurer offers you a low-ball settlement, that’s another reason to put a lawyer in your corner. 

If these or other disputes arise at some point in your life, contact the insurance claims lawyers in Maryland at Wingfield, Ginsburg, and Lipp, P.C. They have over 40 years of experience representing clients in Maryland, Virginia, and Washington DC. That’s what you need on your side to take on a large corporation giving you the run-around.