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What You Need To Know About Uninsured And Underinsured Motorist Claim

personal injury attorneyA very common misconception is that being hit by an uninsured motorist leaves you holding the bag, paying for damage that someone else caused. While it is true that most states require liability coverage for all vehicles, an estimated 14% of drivers still take to the road with no insurance at all.

So, what can you do if you’ve been hit by an uninsured motorist? Ensuring your policy will cover the damages caused by an uninsured motorist is crucial before you are struck. Speaking with a Washington, DC personal injury lawyer to discuss your policy to determine whether or not a claim can still be made is the only way to confirm coverage. Your insurance company will not volunteer any information to help you, don’t be fooled.

Uninsured motorist coverage typically comes alongside underinsured motorist coverage, and while these situations are different, they do have some similarities. Underinsured motorists have insurance to cover some, but not all, of the damage that was caused. With an experienced personal injury attorney on your side we make sure that gap is filled and you aren’t left holding the bag.

Washington DC insurance minimums are $25,000 coverage per person, $50,000 per accident, and $10,000 for property damage, but a serious accident requiring long term care can cause damages eclipsing these amounts. With underinsured or uninsured motorist coverage and the assistance of your experienced Washington, DC Personal Injury Attorney by your side, you can rest assured that you will have the compensation that you need if you find yourself in an accident.

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